Does anyone have experience with credit repair letters? Are they scams? Should I just use some company out of Dallas?

 

I’ve never had a credit card (although my credit sucks) and heard they’re a great way to repair credit. Any tips?

 

By home loan I mean a home loan and not a personal property loan like on a trailer home/manufactured home in a trailer court. I qualified for a home loan and I want to keep it cheap, so I want to purchase a piece of land and a manufactured home. Wil this work as a [...]

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