My credit is a disaster. I had a mulitude of things that have caused it. My problems started with severe medical problems and a business failure then foreclosures on several homes (18) I had to go through Bankrupty in 2004. My credit is so bad I tried to rent an apartment and my report did not even show any score. I also have IRS leins both state and federal.
My medical problems are behind me but how can I regain my credit. What is the process in disputing information that is not accurate. Everyone says you can clean up credit but no one explains how unless you pay them. I would be more than willing to pay if I thought I trust them but I don’t. Most of the credit repair places are just scams.
I have a small business and would like to expand but it is impossible with my credit. Everything is cash only.
My health is good and my business is doing fine.
How can I get my score back into the high 700″s like it was before. Where do I start? How many years will it take?

 

We all know that the thirty day credit repair for $ 300 deal is a scam. But one question stated that his credit union person offered him this. Are banks now running this scam? He did delete the question after I asked if this was one of those little signs OUTSIDE his credit union. But [...]

 

I’m looking for any referrals to a good credit repair company or attorney. I understand that they cannot legally do anything that I can’t do and there is no guarantee that my score will improve – that I will basically just be paying for their services. Also, many of them are considered scams, etc. So, [...]

 

i considered “eliminate bad credit for good on line sites” to my understanding they’re scams…bankrupcy sounds like the last option and i’m not that bad in debt..less than 5000…i’m hesitant in contacting creditors and the “bureaus”..i’m not trying to put the cart before the horse but, if my credit score is let’s say…544…how long ,realistically, [...]

 

i have bad credit and i would like to fix it…. are there special lawyers that can help with this and are credit reapair companys scams?

 

what credit repair companies are not scams?

 

I’ve seen lots of websites, lots seem to pretty scary, i.e. scams. I’m looking for a reputable source that can help me legally and quickly. We’re trying to buy a house and the interest rate I was quoted makes the payments way too high. I went through a messy personal relationship and my credit record [...]

 

Hi, I am trying to find a good credit repair company to get a home loan. I have spoken to someone at Performance Financial Solutions and Homepointe Financial? Anyone have any experience with either one? Are they scams? Thanks in advance!

 

I know there are websites out there that are scams and say they can get you a new credit report which is illegal, but I have also read that you can get the creditors to remove the negative marks. Is this true? Also, are there any free websites out there with legitimate information about repairing [...]

 

I need credit repair and advice but im skeptical of scams out there. Please let me know of any credit counseling in Houston. thanks

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