Posts Tagged ‘loan’

Auto loan payment

Is there a way to "beat" interest payments at all? My interest rate is 16.78% through Capital One and I've had the car for 20 months now.

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Be the first to comment - What do you think?  Posted by jedwan - March 16, 2010 at 8:41 am

Categories: Auto Loans   Tags: , , , , , , , , ,

BOA goodwill letter help

in last 12 months on and off i was late 30 days so i got 6 30 days late on my history .....my loan is from boa......i got 18 other account never late but car loan is hurtting my history very badly plz some one let me know if i can wirte a good will later to BOA to remove 30 days late from my history ....if some one have there address plz let me know .....

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Be the first to comment - What do you think?  Posted by jedwan - at 5:28 am

Categories: Auto Loans   Tags: , , , , , , , , , ,

THIS IS CRAZY BUT I DONT UNDERSTAND AND I NEED BIG HELP ON THIS PLEASE

Hi guys and gals i'm back again with a question i need to know, and i never really got the answer to, i have a auto loan threw navyfed with a 6.75 interest rate but i been thinking of refianacing  cause my other credit union pentagon federal is offering a 3.99% on all new and used cars my question is how does this refiancing work is it worth it to refinance? and when u do does your loan start all over again at what i brought the car for or what i owe on it now? help please

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Be the first to comment - What do you think?  Posted by jedwan - March 15, 2010 at 12:28 am

Categories: Auto Loans   Tags: , , , , , , , , ,

THIS IS CRAZY BUT I DONT UNDERSTAND AND I NEED BIG HELP ON THIS

Hi guys and gals i'm back again with a question i need to know, and i never really got the answer to, i have a auto loan threw navyfed with a 6.75 interest rate but i been thinking of refianacing  cause my other credit union pentagon federal is offering a 3.99% on all new and used cars my question is how does this refiancing work is it worth it to refinance? and when u do does your loan start all over again at what i brought the car for or what i owe on it now

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Be the first to comment - What do you think?  Posted by jedwan - at 12:26 am

Categories: Auto Loans   Tags: , , , , , , , ,

Broken the law lately?

Seems my mother broke the law 2 or 3 times while we've been here...just never expected there to be a law that says you can't LOAN YOUR VACUUM TO YOUR NEIGHBOR here in Denver. :smileysurprised: What laws have you "broken" where you live? http://www.thedailybeast.com/blogs-and-stories/2010-03-11/americas-25-craziest-cities/full/ (this doesn't have every city, but it's a fun read)

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Be the first to comment - What do you think?  Posted by jedwan - March 12, 2010 at 9:32 pm

Categories: Coffee Shop   Tags: , , , , , , ,

Auto Loan Payoff

I have a few questions about auto loans.  My wife and I both have car loans with both of our names on each vehicle.  There are no late payments on either vehicle.   The OC does not report my monthly payments to the E.  They are updating my balance and its says current next to the payment history.  I called and spoke with them about making the updates to show that Im making ontime payment, but they gave me the run around.  Can I "make" them update my CR monthly to show ontime payments?  If they did do this, would this increase my credit score?   I currently owe $4300 on the car I drive ('05 Buick LaCrosse).  I plan to have this paid off by years end.  The original amount of the loan was $8500.  How much I could expect my score to increase after this loan is paid off?

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Be the first to comment - What do you think?  Posted by jedwan - March 11, 2010 at 11:38 pm

Categories: Auto Loans   Tags: , , , , , , , , , , , , ,

When will old auto loan fall off

Hello -   I have an auto loan that was opened April 2001, and was paid off May 2004.

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Be the first to comment - What do you think?  Posted by jedwan - March 9, 2010 at 10:59 pm

Categories: Auto Loans   Tags: , , , , , , , , , ,

bying a house if the owner is deported

My next door lady wants to sell me the house, but she is not on the titlle on the loan. Is unther her husband name, He was deported to Mexico and no chance of coming back soon

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Be the first to comment - What do you think?  Posted by jedwan - at 6:23 pm

Categories: Mortgage   Tags: , , , , , , , , ,

Applying for new loan immdiately after paying off old loan

So here it goes, I just sold my motorcycle which payed off my loan.  I was wondering if it is best to wait for the loan to be updated on my credit reports or just go ahead with a new loan app immediately since I read that a score can lower after payoff.  I have a nice chunk of change for a down payment but don't know if I should wait a month or just go ahead with a new loan now.  Please help.  Thanks

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Be the first to comment - What do you think?  Posted by jedwan - March 7, 2010 at 5:49 pm

Categories: Auto Loans   Tags: , , , , , , ,

Re-fi to get my name off loan

I did a no no and consigned for my GF to get a car after everyone here told me not too. Fortunately she has been great with her payments but I would like my name off the loan ASAP

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Be the first to comment - What do you think?  Posted by jedwan - March 4, 2010 at 2:07 am

Categories: Auto Loans   Tags: , , , , , ,

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