I need to move in about 6 months, but my current mortgage has a nice 5.1% rate. If I sell my current house and buy a new house, I’d be in the 7% range, which means I have to get a smaller house. Is there any options for me to keep this rate somehow? I know there are portable mortgages out there (etrade has one) that let you transfer your mortgage to another house, but I don’t have this kind of mortgage. Should I maybe keep this house and rent it out and just rent a place? Any other suggestions?

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