My husband and I have been approved for a $ 120K home loan. However, some other couples we know that make the same or less than we do were means to buy homes for up to $ 20K more than our approved loan. I know some of them also have more monthly bills than we do. So how is something like that decided? Should we shop around more?

 

My husband and I have lousy credit but make good money. My best friend and his wife have the same problem. Neither of us can get approved for a mortgage on our own. I am wondering if there are mortgages out there where more than 2 people can own a home. We are both renting [...]

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