My husband and I are legally married. My stepson is 7 years and lives at home with Daddy and I.
He normally sees his mom everyother weekend.
His parents don’t have a settlement/child support or time sharing agreement through the court system but his father has been the one always covering health insurance and all other expenses for him.
An opportunity has risen to add him to my insurance at a lower cost.
Could this represent a legal problem for my husband in the future if I(the stepmom) wil be the one providing health coverage for him instead of his father?
If the mom were to petion the court for a shared parenting plan and collect child support from my husband in the future, will this be of negative impact for my husband?
Thank you.
Wow, lots of different insight here.
Thanks for all the replies.
I’m adding him in the 1st place because I love this little boy as my own and 2nd because is cheaper under my coverage.
He will no longer be covered under my husband if so.
The mom is difficult to deal with, but this again is not about her it’s what’s on the best interest of the child.
I try to get along with her as much as I can, and even if I had nothing to with the split I understand for some people the new wife is always a bad thing.
Regardless, my step son is part of my husband life thus he is part of mime as well.
I would do whatever it takes to make sure he is ok and nurture and this includes financialy.
My question is more of a legal matter. I just want to understand better if my husband would get in trouble because of this in the future.
The biological mom is not supporting the baby right now but she may want to live him in the future and turn the plate around. (We may be the one seeing him every other weekend
if you love his mom. it would be rite
my wife has coverage on my daughter(her step-daughter) it works out well it is cheaper and it is good coverage.. as far as the mother..I would encourage your husband to ask the court for support.why not The dads have to pay why not make the moms pay I did…
I don’t believe there are any issues with it. I wouldn’t go around advertising it though…
As for the future…cross that bridge when you come to it.
You can get 10 health insurance policies for him if you can afford it.
That he would have 2 shouldn’t be a problem. And if biological mom has a problem with it, then make sure you add her on as well so she can take advantage of the mental health care aspect of it.
First you need to discuss with your health insurance provider will add him. If they definitely will and your husband is happy with it then you should ask him to ok it with the child’s mother. You don’t want to do something which might cause a drama down the track. If everyone agrees then do it.
Be a good spirit and add your step son! never know if he needs medical care. When you married your husband he came with a package deal. What are you going to do next? Complain about feeding and getting clothes for that poor boy? Show him the love for crying out loud!
I can tell you care for your stepson or you would not be considering taking this step. The best advice is to follow your heart and do what you believe is right and in the best interest of both yourself and the child but, where the legal ramifications are concerned, consult a lawyer on the subject just to be sure.
Good luck and God Bless
No it will not be a legal issue. As long as the child has insurance. My husband covers my children from a previous marriage on his insurance and my ex doesn’t say anything. Im ,y order we are both required to have insurance on them but my ex can not keep a job so they are on medicaid with him but my husband and i work for the same company so it was better for my husband to carry the insurance on all fo us and cheaper too. IT will not hurt anything at all. Way to be a good step mom.
I say go ahead and add him. It makes no difference whether he is on you or your husbands insurance it is coming out of your household income. If it is financially better to add him to yours I don’t see how this would have a negative impact in court should his mother go that far. I have 2 daughters with my husband and 2 step daughters. Insurance is ALOT cheaper for me and since it costs the same whether I have 2 kids or 4 I just added them to my insurance. Insurance through my husband’s job would cost almost double what I pay. It has been that way for 3 years now and the kids are 12 and 16. When I added them there was an option for step child so people do it all the time.
I say as long as your husband continues to do the right thing he will have no problem. Also he should keep track of all expenses for his son. I know that sounds wrong but that way if she drags him to court he can show what he is doing already. That happened to my husband. The kids were living with him and all of a sudden she decided she wanted them to live with her and then tried to get child support and he had every receipt of school clothes, medical bills, day care, anything he paid and the judge ordered in his favor.