I bought a condo about 4 years ago. 11/05 I reported a cracked foundation. The property mgmt company has been telling me the insurance company has since denied the claim and they are awaiting answers from the next ins. co. Owning a condo means that you need to have two seperate insurance policies. One is for structural, which is rolled into my $ 200.00 a month HOA dues. The other policy is for content. (I have contacted my content insurance provider and notified them of the situation.) Owning a condo means that I own from the studs in, they own the ground. My policy states that clearly. I bought the condo as the second owner. It was built in 1983. I understand that nature happens, but my property mgmt co. isn’t doing anything to fix it. I can barely get through my front door because the door doesn’t sit in the jam. I can’t sell it. It’s worthless.(Thanks to the one who responded with that answer.) I have consulted with a mortgage broker who suggests putting a lein on the property.
do hoa cover crack slab in condoRecent Comments
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Look in the yellow pages for the biggest baddest real estate law firm and call them for a consultation.
Good luck.