Lets say the house is worth 40K dollars and I want to be able to rebuilt it and I also want at least 500K liability on it so the renters cants sue me. Again I KNOW there are MANY variables just give me something to go on. Thanks
how much does landlord insurance cost landlord insurance how much does it cost
liability i recommend umbrella type of insurance is covers you for a lot of other things that you could be sued for As for your rental property if you still owe money it should be cover if not should cost very little Contact your agent they can answer better than i and the State you live in will determine cost too
The only sure answer to your question is to call your insurance agent and ask for a quote.
Only an insurance provider or agency can offer you a valid quote. Try giving them a call if you really want valid information.