And does it help that the insured pulled a hit and run on me? The SUV hit me, then kept driving. Some very nice people followed the driver who tried to lose them driving around the neighborhood. The witnesses came back with the license plate number and called 911. Turned out that the driver lived in a condo within sight of the accident. After the firetruck left, and just as the police finally came – she drove up and said she was sorry. I think she only came back because she could see from her house that the police had been called, and/or noticed that her license plate was missing — which I’d found in the street The police came, but I don’t think they bothered to give her a ticket. They didn’t seem to mind that it took her more than 30 minutes to return to the accident scene.
I was not hurt. This is only about property damage. I have an older car that I’d planned to sell in six months to help pay for a move. Now her insurance company has totaled my car. I have no transportation to work. They will give me less than $ 2,500 for my car, which will never pay for a decent replacement. My travel “nest egg” is gone, and I’ve lost hours at my temp job. Should the driver’s hit and run have an effect on the compensation from the insurance company. Should I push them to compensate me for lost hours and devalued property?
Thanks so much for your advice! and regarding the license – the witness wrote their license plate number down on paper. After they’d returned, I happened to find the license plate in the street. Sorry, I left that out…story is now officially straight.