My homeowner insurance is paid directly from my mortgage company and the insurance company doesn’t let me know when They raise the premiums until a month later after the policy is paid in full. How many days do I have if I decide to cancel the policy and find another insurance company?
Didn’t know until yesterday – beautiful beach home owned by estate in corp. name- owner’s name slipped out on an old home inspection disclosed by estate. On researching deceased owner – he was arrested in another state for drug charges last year – his behavior suggests that he was involved in mega-buck illicit activities – he owned mult homes up and down the East Coast-no source of income – killed in single car crash this past summer. No living family members. Will being executed by out of state attorney – we don’t know if anyone has been in this house since owner died unexpectedly since it is being sold contents, furniture and real estate. We are professionals and buying second home to be closer to my job promo. My husband knows local law enforcement as they do guest appearances — first imp. was to see if they would do a courtesy walk-through w/ drug dog before we closed on the property. Then we got paranoid and thought if they find drugs in the house of the dead owner – could they seize the house and could we not be able to close on the house?
Cows owners insurance company admits guilt but is barely willing to pay even half of my losses. I cant afford a good lawyer and sure do need the money just to live. What can I do?
Im a hunting & fishing salesmen here in SC. Yes, they did pay to fix the car and it has been fixed. They also in writing stated they would pay all medical bills. My losses include over $ 4800.00 in lost wages in addtion to three sales presentations I was to sick/hurt to make Dollar General, WL Lee Flowers, HFW. They are medical bills over $ 2000.00 plus the need for followup care. My neck and back hurt after driving 100 miles are more. The offer of 5000,00 is hog wash. Im thinking of blasting SC Farm Bureau Insurance company back into the stone age. I also have a sworn statement from a witness that said the cow was out for over 48hours. I am hurting because of having to miss work for treatments.
Nov 302011
Last September I got a job with a City, and I rented out a house owned by the local school district that was leased to the City for their use in housing me. In February, I lit a fire in the fireplace, but a faulty chimney leaked heat into the rafters that caught the house on fire. I lost around $ 12,000 and did not have renters insurance.
Now I find out that the school district had received an inspection report when they bought the property that they did not give to me or the city, which stated the fireplace should not be used, but we never received this information. Do I have a case to file a claims to be compensated for my losses of contents? The school district received over $ 100,000 in insurance money for the lost home.
I am looking into possibly buying a house in Plumas Lake, CA. Can Any one help me out on what the flood insurance payment is in that area com paired to Natomas?
My husband and I have finally found a home that we want and we love it here is what the deal is. Asking price was 89,900 we went in at 80,000 with them paying closing cost and one year home warranty. We knew that they would counter offer the price and maybe we could meet in the middle somewhere and they came back with 87,000 and to close on May, 29th which we couldnt do cause of our current lease isnt up until July,30th so we went back with 87,500 with them paying 1400 for June and July rent so we could move out in may and they accepted it cause they have two mortages now so 1400 for them is the cheap way out. So we had our inspection yesterday on the home and the inside is in tip top shape nothing at all wrong on the inside other than the breaker box the brand is known for fires and not tripping correctly and that is a big issue and the roof has to be replaced all of these items are going to cost us around 6-7,000 and we would like to know what you all think we should do?
I am moving home in 4 weeks, but my home/contents insurance runs out in 4 days time, where can I get temp cover?
live in UK
“The American Dream”
Nowadays people think that “The American Dream” is alive and well. To other people the dream is dying everyday little by little. There are millions of people going through hard times struggling to keep their homes and trying to stay out of debt. There have been several cases of home foreclosures, high unemployment rates and illegal immigration.
Many people ask, “What causes home foreclosures?” The recent study of home foreclosures has been started by a number of things. First, the economy and the jobless rate people are losing more and more of their jobs across the country. Second, loss of said job can put you behind the 8-ball with no financial support. Also, illness and death can play a role here. Taxes also play a role with death taxes, insurance taxes and home taxes leading the way. Most people see the U.S. a safe and easy why to get out of things. Though nearly one in four households have zero net worth or is in debt and owes more than they own. Like David Francis said “Income mobility has declined in the last 20 years.” Has the “American Dream” been oversold? For years the “American Dream” has been to own a home. The home ownership rate has fallen at least four quarters since 2007 to its lowest level since the beginning of 2002. Eighteen million homes are empty stretched across this country. Last year there where almost over one million empty home just in the United States, bulks and bulks of increase of homes have been lost, of course, is in foreclosed homes (David R. Francis). Here is something to think about there are more empty homes in neighborhoods across America, as the home ownership rate continues to fall. Where’s the “American Dream” hiding in all that?
There is a high unemployment in the United States. The unemployment rates vary from state to state in the United States. December of 2007 the unemployment rate nationwide was five percent. That’s two percent below average. Most workers under the age of twenty-five are more likely to be unemployed. Jobs held by younger workers are laid off more often. Young people tend to have less experience and less education. Unemployment rates are affecting everyone in America. According to studies, unemployment has increased steadily over the past decade. The growing population is one of the leading reasons to the unemployment rate. As to another is there are a lot of immigration taking over job because they are willing to take lower wages. (McGinn, Daniel)
Some people feel that illegal immigration is affecting all Americans. As mentioned in the last paragraph illegal immigrants are getting most of our jobs. Owners of businesses are laying off their workers mostly due to not being able to afford their wages. So the owner lies off their workers and hires immigrants because they will accept lower wages. Immigration causes several problems in the U.S., such as education disputes, crime, and overcrowding. From studies, these problems have already affected American itself. People estimate that fifty-thousand illegal aliens may get across the border every year. Immigrants are costing tax payers billions of dollars. Immigrants drain funds enormously by taking advantage of welfare. Immigration are causing a dramatic growth in population. They are overcrowding schools, consuming the already limited affordable housing, increasing strain on natural resources like water, energy, and forest land. (Alex Newman)
i had state farm 15k coverage for 75 a year, but they raised it to 100 a year because they don’t write a policy lower than 30k now, but I probably own less than 10k worth of stuff.
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