My insurance company didn’t have anyone as the lean holder in my file and now my bank is adding money to my loan and loan payments claiming I never had insurance. Can I fix this? And if so how?
Nov 302011
Nov 302011
(First of all, NO SPAM. I am not interested in scam sites, and you WILL be reported.)
That said, I’m wondering if any Texas homeowners or Realtors can tell me if property tax is generally included in Texas mortgages, as it is in other states. Is it PITI (Prinicipal, Interest, Taxes, Insurance), such as in Arizona, for example?
And did I say NO SPAM already? 
Thanks.
Nov 302011
the tree fell on the corner of my house and dented the roof and some shingles were damaged. I was wondering if insurance companies usually re-shingle the whole house or just the part that was damaged? The roof on there now is 30+ years so I would rather them not replace a corner on a roof that has to be done.
Nov 302011
First I’d like to say that I don’t usually drink much and this was the biggest mistake of my life. I left work at 11:30pm for dinner and decided to have a drink which turned into 2 (long island ice t) with a friend. I thought i was in great shape to drive. I ended up side swiping a car causing scarpes. i didn’t notice that i actually hit the car I just thought we came close. So I went on. The next retard I came to a stop where someone ran into the back of me (No damage) I got out to discuss the accident. The driver accused me of backing up and was yelling.. i told him no you ran into me. The cops came and asked was I drinking. I said yes i had a drink. He placed the cuffs on me and pulled my car over. I somehow fell asleep in the back of his car. i wasn’t given Test. At the station i was told I was too sleepy to cooperate (drinks mixed with the fact that i was exhausted just getting off work) I woke up in the ER. With an IV. the nurse told me she did not take my blood. I just gave her a urine sample. She said I was double the limit (i don’t know how she discovered this) i am guessing test were performed on me by the cops while I slept. i did not black out. i remember events up until I fell asleep in the cop car clearly. A lawyer i talked to says he’ll charge me $ 3500 Flat Rate and he specialises in DUI’s. He also says he can try to get the dui reduced to reckless driving or something
The person that I side swiped and I did not exchange Insurance info. i want to say that I am very sorry for what I’ve done. How do i find this person i was in an accident with. I was released with my license and told to drive home and appear at my next court date
I don’t have a copy of the police report yet
CORPUS CHRISTI (Ki ii News) – For the second time within six days, a suspected illegal immigrant hits a pedestrian in a crosswalk.
Police say 32-year-old Ambrosio Colchado was turning from Baldwin Blvd onto Greenwood Dr. around 9 p.m. Monday, August 8, 2011, when he hit a 68 year old man who was legally walking in a crosswalk. The pedestrian sustained serious injuries.
Colchado received numerous tickets, including no driver’s license, and no insurance, and his truck was impounded.
http://www.kiiitv.com/story/15239411/another-pedestrian-is-hit-in-a-crosswalk-by-a-suspected-illegal-immigrant
MOBILE, Ala. (WALA) – A huge Immigration Customs Enforcement (ICE) operation over the weekend landed dozens of illegal aliens behind bars. Agents made arrests all over Mobile, Baldwin and Northwest Florida counties.
A glance at the Baldwin County jail log reveals more than thirty people requisitioned on immigration holds.
ICE officials said those picked up in its operation are one of three types of illegals: fugitive aliens, convicted criminal aliens or those who reentered the country after being deported.
The suspects listed addresses all over the Gulf Coast, including in Theodore, Mobile, Pensacola, Crestview, Daphne and Saraland.
Wilfredo Saballa had been staying at a house in Mobile for a while now. The owner of the home is elderly and said Saballa has been helping her out.
She said Sunday before 6 a.m., there was a knock at the door.
“They just told me that ‘We are looking [for] somebody that [is] missing the court,” said the woman.
http://www.fox10tv.com/dpp/news/local_news/mobile_county/ice-arrests-illegals-on-gulf-coast
Are crimes by illegals increasing especially driving without license and insurance ? Who will pay this citizens medical bills ?http://www.fox10tv.com/dpp/news/local_news/mobile_county/ice-arrests-illegals-on-gulf-coast
pedestrian hit august 8 2011 corpus christiWe are moving to FL and will eventually buy a home when we figure out the best community for us. A friend of mine just called and said that we should expect home owners insurance to be sky high, far more than we would pay in any other state. Is this true?
So I purchased Zurich contents insurance through Lloyds TSB a little over a month ago because I wanted to cover all my electronics and expensive belongings for theft and accidental damage. I live in an part-furnished private property and set the maximum to be insured for as £10000. More than enough, so I thought.
A week ago, Im cleaning my living room and I pull out the TV unit to hoover behind it and as I try to maneuver it back into place, my 46inch LCD TV, falls forward and hits my unit, smashing the screen beyond repair.
I call my insurance company to make a claim.
Now they’re back in touch, hitting me from all angles.
”You’ve stayed here for two years, why have you only just taken out insurance.”
”What side of the TV were you standing at? What hand did you use to push the TV? What side hit where?”
”You’re only insured for up to ten thousand. This isn’t enough to cover your whole property.”
For a start, when your pride and joy TV gets smashed, you hardly pull out your pen and pencil to make notes of what angle hit what from where!
And how the hell can you say that ten thousand is not enough to cover my property…you’ve never been in my property!! So how can you possible make that judgment.
And I’ve only taken out insurance now because I’m stuck here for another year after trying desperately to relocate and failing miserably.
And now, they’re saying that they’ve never seen this type of policy before and they don’t usually cover for such a low figure?
How is that my fault? I paid for this from you and you clearly agreed. I have the documentation to prove this and so do you!
Now my claim is on hold. And it’s down to an mistake that they’ve made! The way they’re talking seems to me as though they will be unwilling to see my claim through.
I am getting ripped off here?
bank of america is charging $ 1300 per year for insurance asking for $ 184,000 in flood coverage for a loan balance of $ 75,000 are they been fair or are they charging too much & ripping me off. i no a banks could not make someone buy more insurance then their mortgage is worth. im i right or wrong.. PLEASE HELP
had own policy before at first never renewed again, state farmers insurance charged $ 900 which cheaper than the bank but too many increase fee notices to
I’ve been working as a CSR in Property & casualty for almost 4 years. I’ve been licensed for 3. I am needed in the position that I’m in, but my trainer (been w/ this group 1 1/2 yrs) Finally said that I can collect comission on any sales that I personally generate…He is not wanting me to focus on that during office hours, as that’s not what my salary is for. Therefore I am not given the “extra grooming” that he gives new hires…no leads no sales seminars, etc. I know that I am good at writeing & servicing policies & so does he. That’s the reason why he’s insisting that I keep the position that I’m in & build a book of business on my own time. I’m OK with the hard work that’s involved, I’m just not sure where to start. I have offered to quote my friends & family, & some just kind of blow me off, like they don’t take me serious. Others say they want me to, but never get back to me with the info that I need. Any advise?
HELP!!! We filed a claim for roof damage, and were issued a check from Allstate BUT we failed to get the roof replaced within the timeframe allotted, and now they won’t approve it. Do we have any recourse? thank you
They issued an intial check for $ 4000 and then upon completeion of the repair would issue another. BUT now they say they wont cover it because repair not done within timeframe .
There are no recourse options spelled out that I can see. Can you give me a hint of where to look? PLEEEZE?
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